Jersey City

Rideshare (Uber/Lyft) Accident Lawyers

Injured in an Uber or Lyft Accident in Jersey City?


Uber and Lyft are part of daily life in Jersey City, from quick rides to Newport Centre to late-night drop-offs in The Heights. But when a rideshare trip ends in a crash, things get complicated—fast.



If you were injured in a rideshare accident, our Jersey City Uber & Lyft accident attorneys can help you make sense of the insurance maze and fight for the compensation you deserve. Whether you were a passenger, another driver, a pedestrian, or even the rideshare driver yourself, Zavodnick, Perlmutter & Boccia is ready to step in.

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Scenarios Where Rideshare Crashes Happen

Rideshare accidents take many forms. We handle claims involving:



  • Passengers injured while riding in an Uber or Lyft

  • Drivers of other vehicles hit by a rideshare car

  • Pedestrians or cyclists struck by a rideshare driver

  • Uber or Lyft drivers injured by someone else’s negligence

Each case has its own insurance rules depending on who was driving, whether the rideshare app was active, and who was at fault. That’s where we come in.

Understanding Uber & Lyft Insurance Coverage in New JerseY

Uber and Lyft both provide insurance coverage, but it varies by the driver's status at the time of the accident:


  • App off: The driver’s personal insurance applies

  • App on, waiting for a ride request: Contingent liability coverage (typically up to $50,000 per person, $100,000 per accident)

  • Ride accepted or passenger in the car: $1 million in liability coverage, plus uninsured/underinsured motorist coverage

If the rideshare driver is at fault, you may be eligible under Uber/Lyft’s coverage. If another driver caused the crash, their insurance is responsible—but Uber or Lyft’s UM/UIM policy may help if that driver is uninsured or underinsured.



These cases can involve multiple policies and disputes over whose coverage applies. We handle all of it for you.

Common Causes of Rideshare Accidents

Rideshare drivers are often under pressure to keep moving—and that can lead to mistakes. Common contributing factors in Uber/Lyft crashes include:

  • Following GPS directions while driving
  • Making sudden stops or illegal U-turns
  • Pulling over abruptly to pick up or drop off passengers
  • Fatigue from long shifts
  • Distracted driving or failure to yield

When this behavior leads to injuries, our team knows how to hold the right parties accountable.

What to Do After an Uber or Lyft Crash

Whether you were riding in the back seat or struck by a rideshare vehicle while walking, take these steps:



  1. Call 911 – Get medical help and file a police report

  2. Document the ride – Screenshot your trip details in the app

  3. Exchange info – Get all driver and vehicle information

  4. Take photos – Of the scene, vehicles, and visible injuries

  5. Talk to a lawyer – Before speaking to any insurance company

Uber and Lyft often delay or deny valid claims—especially when multiple insurers are involved. Let us handle it.

How Our Attorneys Handle Rideshare Injury Claims

These are not simple fender-benders. Our firm will:


  • Identify all sources of coverage (Uber/Lyft, personal auto, third-party)

  • Collect evidence like trip logs, app data, and crash reports

  • Deal with Uber/Lyft’s insurance representatives

  • Fight back if the company claims the driver was an “independent contractor”

  • Calculate your damages—including medical costs, lost wages, and pain and suffering

  • Litigate when necessary

We’ve handled tough claims across Hudson County and know what it takes to get results.

Rideshare Accident FAQs

  • I was a passenger in a Lyft when it crashed—do I have a case?

    Yes. Whether the Lyft driver or another vehicle caused the crash, you may be covered under Lyft’s $1 million policy or the other driver’s liability insurance.

  • Does Uber’s insurance cover drivers too?

    If you were driving for Uber and another driver hit you, their insurance is primary. Uber may provide additional coverage if that driver is uninsured or underinsured.

  • What if Uber says the driver is an independent contractor?

    That doesn’t void your claim. Uber and Lyft’s insurance still applies during active rides. We’ll make sure they don’t avoid paying what you’re owed.

  • Do I need a lawyer even if Uber offered me a settlement?

    Yes—rideshare companies often try to settle cheap. We’ll evaluate the offer and push for the full compensation you’re entitled to.

Contact Us

Contact a Jersey City Uber/Lyft Accident Lawyer Today

Getting hurt in a rideshare crash is stressful. Dealing with tech company insurers who dodge responsibility doesn’t make it easier. That’s why we’re here.


Let us handle the legal legwork while you focus on recovery.


Call 201-984-4442  for a free consultation

Visit our office at 26 Journal Square, Suite 1102, Jersey City, NJ 07306
Start Your Rideshare Claim Today


You pay no fee unless we win.